You can cancel a GEICO policy, but how you do it depends on what you have. Most drivers cancel by calling GEICO for their auto policy. If your homeowners, renters, or condo policy was placed through the GEICO Insurance Agency, you’ll contact the partner carrier (or the Agency) that services it. Before you start, confirm which type of GEICO policy you’re ending.
Cancel a GEICO auto policy by phone (most customers)
- Call (800) 841-1587.
- When the automated system asks why you’re calling, say “cancel insurance policy,” then say “auto.”
- Have your GEICO policy number ready — you may be asked to say it during the call.
- Speak with the licensed agent who answers to complete the cancellation.
GEICO states there’s no cancellation fee; North Carolina policies may be subject to a short-rate premium calculation upon cancellation. Instructions and the fee note are on GEICO’s official cancellation page. (geico.com)
If your property policy was sold through GEICO Insurance Agency (homeowners, renters, condo)
- Identify which partner insurer services your policy. Use GEICO’s policyholder pages to find the correct servicing contact for renters or homeowners policies, or call the GEICO Insurance Agency if you’re not sure. (geico.com)
- Contact the listed partner (or the GEICO Insurance Agency at (888) 395-1200) and follow their instructions to service the policy, including ending coverage. Service phone lines and partner links are published on GEICO’s policyholder pages and contact page. (geico.com)
What happens after you cancel
For auto policies you cancel by phone with GEICO, coverage ends as of the effective cancellation date provided during the call. GEICO does not charge a cancellation fee; North Carolina policies may use a short‑rate calculation. (geico.com)
- If you prepaid, insurers typically refund any unused premium for the remaining term after cancellation. GEICO’s guidance on switching notes this typical refund expectation for prepaid premiums. (geico.com)
- For homeowners, renters, or condo policies placed through the GEICO Insurance Agency, refund timing and method come from the partner insurer that services your policy; use the policyholder pages or Agency line to reach them. (geico.com)
Keep your new insurance active without any gap before you cancel the old one to avoid a lapse in coverage. (geico.com)